Our funding partners work around three merchant cash advance tiers, each sized to your monthly deposits. One disclosed factor rate, a remittance schedule you can read in a sentence, and an advisor who tells you which tier actually fits.
We do not push merchants into a product that does not fit. Advances run from $10K to $2M, sized on your last three months of business bank statements, with remittance over three to eighteen months by daily or weekly ACH. Every file is AML- and KYC-reviewed, and every offer states the amount funded, the factor rate and the total remittance before you sign.
For merchants that need working capital now: payroll, inventory, repairs or a short cash gap. We read your statements, bring back offers and get you funded, often the same business day.
Built for established merchants funding expansion, equipment or a new location, with a dedicated Berld specialist on the file from offer to payoff.
For high-volume merchants with strong, consistent deposits. Larger advances, longer remittance windows and terms structured around your seasonality.
The key differences at a glance, so you can find the right fit before you ever speak to our team.
| Feature | Starter · $10K–$100K | Growth · $100K–$500K | Premier · $500K–$2M |
|---|---|---|---|
| Advance size | $10K–$100K | $100K–$500K | $500K–$2M |
| Remittance window | 3–6 months | 6–12 months | 12–18 months |
| Factor rate | From 1.25 | From 1.19 | From 1.15 |
| Same-day funding | Available | On request | Case by case |
| Collateral | None | None | Case by case |
| Funding specialist | Yes | Yes | Senior team |
| Early payoff discount | Yes | Yes | Yes |
| AML / KYC review | Full | Full | Full |
| Renewal eligible | Yes | Yes | Yes |