Berld Partners is an independent merchant cash advance broker. You submit one application, we shop it across our network of vetted funding partners, and we bring you the offers side by side with the factor rate disclosed up front. Approvals in hours, funding in as little as 24 hours.
Indicative ranges only. A merchant cash advance is a purchase of future receivables, not a loan. Final amount, factor rate and remittance are quoted per file after review. No upfront fees · one disclosed factor rate · early payoff discounts available.
We submit your file to a vetted network of funding partners and bring back the offers. You choose; we never sell your application.
AML, KYC, FATCA and OFAC screening on every application, every time.
The factor rate and total remittance you agree to on day one are what you pay. No hidden fees.
Every document and ACH transfer secured with bank-grade encryption.
Our job is to put every real offer in front of the merchant and explain it plainly. A Berld merchant should always know exactly what they receive, what they remit, and when it ends.— Head of Underwriting, Berld Partners
We have placed working capital for U.S. small businesses for over a decade. In that time we have helped thousands of merchants across trucking, retail, construction, restaurants and healthcare secure funding through our partners.
Because we work with a range of funding partners, your file is judged on your actual deposits rather than a credit score alone, and we can take it back to the market when your season turns.
Most merchants have an offer within a few hours and funds the same or next business day. One application, one point of contact, every offer compared.
Complete the short application and attach your last three months of business bank statements. That is usually all we need to underwrite.
We review your deposits, run the required compliance checks and submit your file, then send you the written offers: advance amount, factor rate, remittance amount and frequency.
You sign the agreement and we ACH the advance straight into your business account, often the same business day. Remittances start on the schedule shown in your contract.
"We had been shopped around for weeks with nothing to show. Berld came back with three real offers in a day and $180K funded the next morning. We are now on our third renewal."
"$75K in our account the same day, and the remittance was exactly what the contract said. No surprises."
"The factor rate quoted on day one is the factor rate we signed. Nothing was added at closing."